Coverage

Burial Insurance: Affordable Coverage for Funeral Costs

Burial insurance is a small whole life policy designed to pay for your funeral, casket, cemetery costs, and any small debts you leave behind — protecting your family from a $10,000+ bill they never planned for. It's one of the simplest and most affordable forms of life insurance available to seniors.

Key benefits

Fixed premiums for life

Your rate is locked in at the age you apply — it never rises, no matter how old you get.

No medical exam

Approval is based on a short list of health questions (or no questions at all on guaranteed-issue plans).

Cash to your family

The death benefit is paid tax-free to a beneficiary you name — usable for anything the family chooses.

Coverage $5,000–$50,000

Right-size your policy to cover exactly what you need without paying for coverage you don't.

How it works

  1. 1Compare rates from 15+ A+ rated carriers with an independent licensed agent
  2. 2Complete a 10-minute phone application — no medical exam required
  3. 3Receive same-day approval on most simplified-issue plans
  4. 4Pay your first premium and coverage begins immediately
  5. 5Your family files a claim when needed and receives a tax-free payout in days

Frequently asked

Is burial insurance the same as final expense insurance?

Yes. 'Burial insurance,' 'final expense insurance,' and 'funeral insurance' all describe the same small whole life policy designed to cover end-of-life costs.

How much burial insurance do I need?

The average U.S. funeral costs $8,000–$12,000. Most families choose $10,000–$25,000 to cover the funeral plus small debts.

Can I be denied burial insurance?

You cannot be denied a guaranteed-issue burial insurance policy — coverage is automatic for applicants ages 50–80 regardless of health.

Get a burial insurance quote

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