Coverage

Affordable Final Expense Insurance — Starting Around $20/Month

Final expense insurance is one of the most affordable forms of life insurance available to seniors. Small policies start around $20 per month, premiums are locked in for life, and you can right-size coverage to fit any budget.

Key benefits

Start small, add later

Even $5,000 of coverage helps — you can always add more when budget allows.

Locked-in premium

Your monthly cost never rises, even as funeral costs and inflation do.

Shop 15+ carriers

An independent agent compares every A+ rated carrier to find your lowest rate.

Monthly, not annual

Small monthly premiums are easier on Social Security and pension budgets.

How it works

  1. 1Tell an agent your target monthly budget
  2. 2Agent compares 15+ carriers to maximize coverage at that price
  3. 3Choose the plan that fits — no obligation
  4. 4Lock in your fixed premium for life

Frequently asked

What's the cheapest final expense premium?

For a healthy 60-year-old woman, a $5,000 policy can start around $20/month. Rates rise with age, coverage amount, and health.

Can I increase coverage later?

Yes, though new coverage is priced at your then-current age. Locking in the amount you need now often costs less over a lifetime.

Get a affordable final expense plans quote

Free comparison from A+ rated carriers.

Free · No obligation · Licensed agents in all 50 states

Call (877) 652-0664 — Free Quote