Final expense insurance is one of the most affordable forms of life insurance available to seniors. Small policies start around $20 per month, premiums are locked in for life, and you can right-size coverage to fit any budget.
Even $5,000 of coverage helps — you can always add more when budget allows.
Your monthly cost never rises, even as funeral costs and inflation do.
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Small monthly premiums are easier on Social Security and pension budgets.
For a healthy 60-year-old woman, a $5,000 policy can start around $20/month. Rates rise with age, coverage amount, and health.
Yes, though new coverage is priced at your then-current age. Locking in the amount you need now often costs less over a lifetime.
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